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CNRi Blog

CNRi Blog

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Believe it or not, floods happen everywhere. How prepared are you? The thunder on that July day in 2001 was loud and dangerously close, recalls Wanda Blankenship. Then came the rains cascading from the West Virginia sky—almost 11 inches in a
Date:
2/6/2012
They give you that sad look every time you leave the house—cocked head, big unblinking eyes, perked ears. “Can’t I come with you?” With more than 163 million dogs and cats in U.S. homes, lots of heartstrings are yanked each time we open the door.
Date:
2/2/2012
Car accidents are scary. And they can be even scarier if they involve a utility pole that’s charged with electricity. Reduce the risk of shock after a vehicle-utility pole crash with these safety rules: If you’ve hit a pole, stay inside the car
Date:
1/30/2012
When your baby toddled for the first time, you were there. When your child first pedaled free of training wheels, you were there. Now that sweet son or daughter has turned teen. Gulp—you’re there. Don’t stress out. It’s OK to sweat your child’s
Date:
1/23/2012
ERIE Policyholder Carolyn Gasse-Bachman has given her life—and life insurance—a great deal of thought. In fact, before they were wed, Carolyn and her husband-to-be, Don, discussed life insurance quite a bit. “Since we were in our 40s when we
Date:
1/19/2012
One day, you’re casually eating breakfast when a tree limb from that big oak tree outside decides to join you in the dining room leaving you with a lot of damage and a big mess. What do you do now? Your first call should be to your CNR Agent.
Date:
1/16/2012
No matter how old you are, it’s never too early to think about your financial future. Scared of the stock market? We understand – it hasn’t exactly left us feeling warm and fuzzy, either. Fear not - there are ways to invest in your future that
Date:
1/12/2012
As our lives change, so do our insurance needs. Letting us know about changes can ensure that you have adequate insurance coverage. Here are some examples of when to check your coverage: 1. You’re remodeling or building an addition to your property.
Date:
1/9/2012
Today’s vehicles have flashy designs, brilliant engineering and clever gadgets—many of which help keep us safe on the road. With our eyes on all that, and our nerves stirred by snow and ice, who remembers the rolling rubber? Having the right tires
Date:
1/5/2012
Don’t drop the ball on your New Year’s resolutions. This year, try some resolutions that are easy to keep and will protect you and your family well into next January and beyond.
  • Don’t be a distracted driver - Many vehicle crashes
Date:
1/2/2012
December 2011 - If someone you don’t know well gives you a check – or what appears to be an Erie Insurance check – and asks you to send or wire some of the money back, don’t do it. It’s a scam. Erie Insurance is investigating reports of counterfeit
Date:
12/29/2011
The functional declines that affect driving aren’t universal. Specific abilities vary widely among older people. Drivers who stay healthy and learn to compensate for change can drive safely longer. If they drove safely in middle age, they’re likely
Date:
12/26/2011
Admit it: when you see granny on the road, you keep your distance. But is she really a four-wheeled menace or just a victim of bad PR? Although age brings inevitable physical and mental changes, such as weaker eyesight and slower reflexes, it
Date:
12/22/2011
So you’re hosting the annual holiday feast at your house this year. You’ve already bookmarked your favorite stuffing recipe, polished the silver and dusted off the turkey fryer. Stop right there. Take a minute to read these simple safety tips
Date:
12/19/2011
With a solemn ceremony in a church, or a big crowded wake? Funerals are an important rite of passage for those left behind—and can come with big price tags. The National Funeral Directors Association estimates that the average funeral costs $6,500—and
Date:
12/15/2011
You jump in the car early one morning before your first cup of coffee, eyes still bleary with sleep. You open the garage door and prepare to back out. Thought the car was in reverse, didn’t you? It wasn’t. It was in drive. Now you’re left with
Date:
12/12/2011
Students who leave their cars at home—or those taking them to campus while keeping the car's permanent address at their parents'—can stay on the family policy. (If you garage it at home while you’re away at school, you can save up to 25 percent
Date:
12/8/2011
Students away at college should practice some tips to stay safe and keep insurance claims in check. Here are a few to get you started: Safeguard pricier items—or just leave them at home. Dorms and rentals experience up to 50 percent more incidents
Date:
12/5/2011
Insurance isn't usually top of mind for young adults heading off to college or renting their first apartment. (It wasn't for us at the time, either.) But, like mom and dad always say, with freedom comes responsibility—in this case, the responsibility
Date:
12/1/2011
A furniture store worker smashes his hand while moving boxes. A restaurant server slips on a slick surface. An office worker loses her footing and tumbles down the steps. A mechanic strains his back changing tires. Unfortunately, workplace injuries
Date:
11/28/2011
It only takes a small amount of water spilling onto floors from a faulty pipe, leaking water heater or an overflowing toilet to cause thousands of dollars in damage to your home or business. A study of closed insurance water damage claims by the
Date:
11/24/2011
Worried about how much life insurance you need? Try the D.I.M.E. method: add the following together to come up with an estimate. D—Death expenses. These include burial costs (an average funeral costs $6,000-7,000), unpaid medical bills not covered
Date:
11/21/2011
It’s like Pandora’s Box. Once you open it, whatever’s inside comes out, and then it’s out for good – no stuffing it back inside if it’s too much to handle. It’s the “Worry Box,” and it’s full of questions, like: What if I died tomorrow? and What
Date:
11/17/2011
According to the National Highway Traffic Safety Administration, there are more than 6 million car accidents each year in the U.S. alone. They’re an unfortunate reality of our modern life: people get distracted and wander into the wrong lane, cars
Date:
11/14/2011
Have you ever seen a business completely flooded from a frozen pipe? A single burst pipe can cost you in thousands in repair bills and mold remediation—not to mention the revenue lost while you have to close down to make repairs. The good news is
Date:
11/10/2011
Martini. Mojito. Cosmo. What’s your restaurant’s signature drink? Alcohol is a major source of revenue (and fun!) for many restaurants, but it also raises serious liability issues. What happens if a customer overindulges, gets into his car and has
Date:
11/7/2011
About 80 million baby boomers are getting ready to retire in the next few years. Are you one of them? If so, CNR Insurance has plenty of options for your retirement needs, including traditional IRAs, Roth IRAs, annuities, and 401(k)s. It’s never
Date:
11/3/2011
Owning a business can be stressful. As a small business owner, you’ve got a lot on your plate. That’s why CNR Insurance is here to help if anything happens to your business Do you need to file a business claim? It’s very easy to do. CNR has
Date:
10/31/2011
How long do you plan to live? The Centers for Disease Control put the average American life expectancy at nearly 78 years. That means Americans are spending more time in their “golden years” than ever before. Is your retirement planning enough
Date:
10/27/2011
No one likes to think about life insurance, much less talk about it or buy it. It’s uncomfortable and a little scary, acknowledging that we won’t live forever. But remember: life insurance isn’t about the people who are gone. It’s about the people
Date:
10/24/2011
Local food. Local theater. Local products. We’re paying more and more attention to things that come directly from our own communities. Why shouldn’t your business auto insurance agent be local, too? Everyone hates feeling like a number, and we
Date:
10/20/2011
Some people are night owls, and love working late into the night. Others do their best thinking on the weekends, when they can work without disturbance. Or maybe your business requires working non-traditional hours, or taking a road trip to see
Date:
10/17/2011
There She Is, Miss America… CNR Insurance has to be like Miss America. While there’s no evening-wear competition, we have to be just as well-rounded as any pageant contestant! It’s not enough that we can help you get the best deals on coverage
Date:
10/13/2011
Many dishonest drivers will maneuver innocent motorists into auto accidents. The cars may only suffer a small dent, but the crooks still make large — and illegal — claims for fake injuries and car damage against your auto insurance company, or their
Date:
10/10/2011
No one liked taking tests in school: there was the studying beforehand, the stress during -- and the worst part -- waiting for results. But when you finally got that paper back with your grade scrawled on the top, you knew where you stood: what
Date:
10/6/2011
Turns out, your mom was right when she always said “an ounce of prevention is worth a pound of cure.” Whether you’re maintaining your home or your car, a few easy preventative steps can keep your home in tip-top shape, and your car purring like
Date:
10/6/2011
Finding the right insurance agent is an incredibly important decision—and it can be incredibly hard. There are dozens of factors to consider when choosing your insurance agent, and you might have to meet with several (including a few frogs) before
Date:
10/3/2011
We're constantly surrounded by electronic hums, beeps, tweets, and vibrations. The temptation to be constantly plugged into our cell phones, MP3 players, and laptops can be overwhelming, even when we're driving. Studies have found that drivers
Date:
9/29/2011
We’ve all seen pictures of houses with water up to their rooftops, and cars floating serenely down a street that looks more like a river. Floods are a major force to be reckoned with and can have catastrophic effects on your car and your home. In
Date:
9/26/2011
When you’re a small business owner, you spend a lot of time with your employees. They work hard to help you achieve your dreams, keep your customers happy and earn a living. In many cases, they become like a second family. So how are you protecting
Date:
9/22/2011
A meteor hits your home. Are you covered? You hit a deer with your car. Covered? While we’re always here to help walk you through the intricacies of your insurance policy, here are some basic rules of thumb about home and auto coverage. Specifics
Date:
9/19/2011
Buying a house is a big decision and can definitely change your life. You get the advantages of living in a place that’s all your own, but there are so many new responsibilities that fall on your plate: mowing the lawn, painting the house, taking
Date:
9/15/2011
Even though most states require drivers to purchase auto insurance, a new study reveals that a large percentage of the population doesn’t oblige. The Insurance Research Council (IRC) estimates that 1 in 7 U.S. drivers are uninsured. “This
Date:
9/12/2011
There’s no way to know where lightning will strike. It can, in fact, hit the same place twice. And, it’s even been recorded to strike up to 25 miles away from the actual storm. So how do you defend yourself against something you can’t possibly
Date:
9/8/2011
We call them “company cars,” but in reality they’re a lot more than that. Life happens, and that company car suddenly becomes the “get-the-kids-to-soccer-practice-mobile” or the “running-to-the-store-for-bread-and-milk car.” But what happens when
Date:
9/5/2011
Raising kids is not cheap. From getting new shoes for their growing feet every three months to funding college, making sure kids have everything they need to grow up and become members of society is expensive. It’s hard enough to take care of
Date:
9/1/2011
Fire is man’s oldest ally -- and our oldest enemy. We use it for cooking, for warmth, for electricity and light, but sometimes, it can turn on us. More than 3,500 Americans die every year in house fires, and more than 18,000 are injured. Take the
Date:
8/29/2011
Who would you rather do business with: a company headquartered halfway around the world, or one with an office right around the corner? If you’re anything like us, you think local is the way to go. We love working with other local companies. Not
Date:
8/25/2011
Admit it: putting your 16 year-old kid behind the wheel of a car is one of the most nerve-wracking things you can do as a parent. After all, you remember the first time he rode a tricycle—how can you let him steer a two-ton machine? Most kids
Date:
8/22/2011
If you were ever a Boy Scout as a kid, you know how important it is to be prepared. Prepared for what? For anything that life throws at you. It’s true when you’re camping in the woods, and even more true when you’re running a business. We really
Date:
8/4/2011
Rain showers might be dandy for your garden but not for your basement. Wet basement problems may be solved simply by repairing an obvious gutter or downspout leak, but other water problems may have causes that are difficult to identify or expensive
Date:
8/3/2011
(Erie, Pa.) July 14, 2011 - For the 4th consecutive year, Erie Insurance has been named to the Ward's 50 list of top performing property and casualty companies for 2011. This is the 14th time ERIE has been on the national list, published annually
Date:
7/16/2011
Remember the tale of the “Three Little Pigs”? The trio of brothers each went off to build his own house. Brother #1 built his house quickly out of straw because he was more interested in playing and the result was an unsteady home. Brother #2 built
Author:
By Amy Polefrone, MPA, SPHR, HR Strategy Group, LLC
Date:
4/23/2011
Want to save money on your insurance? (Who doesn’t?) The best way to do that, especially as rates trend upwards, is to purchase your home, auto and life insurance from the same insurer. If you have a home policy or a qualifying life insurance policy
Date:
4/4/2011
Automakers have stepped up safety. Ten new vehicles have joined the 2011 TOP SAFETY PICK winners list from the Insurance Institute for Highway Safety for a total of 66 winners. One of them is the 2011 Ford Explorer, which joins, for the first time,
Date:
3/31/2011
You’ve heard the saying “there are only two things in life that are guaranteed”—and taxes are one of them. If you’re one of the millions of people who like to complete and file your taxes with plenty of breathing room before the April 15 deadline,
Date:
3/15/2011
There's no guaranteed way to completely protect your business against lawsuits. But you can manage the impact of lawsuits by adding extra liability coverage to your insurance package. Extra liability coverage—known as a Business Catastrophe Liability
Date:
3/12/2011
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