Landlords

As a Landlord, your main goal is financial independence. But insuring your investment property can be a complicated business. The risks associated with income properties are significantly different than owner-occupied properties. A key factor is the issue involving tenants. Among the many risks, every landlord dreads the thought of bad tenants. But it’s a relief to know that a Landlords insurance package can protect your nest egg and hard work.

• Building coverage (including fire, smoke damage, burst pipes, falling trees)
  
• Rent default and business interruption
  
• Malicious and deliberate damage by tenants
  
• Liability and legal expenses
  
• Optional coverages to consider are Personal Umbrella and Flood

A common misconception is that you need to be at home to be covered from a loss or claim. However, your personal belongings and personal liability coverage protect you anywhere in the world… at home, or during travel.

Landlord policy packages are very flexible and allow you to choose many features and coverages to fit your needs.You do not want to be under-insured. Let us review your income property’s needs, to reduce your risks and enjoy your investment worry free.