Insurance Monthly headlines en-us Copyright 2007 Liberty Publishing. All rights reserved. http://www.cnrinsurance.com 60 Wed, 23 Jan 2008 07:38:42 PST Wed, 23 Jan 2008 07:38:42 PST sfl Did you know your business is liable for how your employees use the internet while they're on the job? Many business owners protect themselves by monitoring their employees' email and internet usage, including instant messaging. Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=04fa890e792fd9a26e2d4827c0080f64700 An important part of your company's emergency preparedness plan is having a supply kit that will help you and your employees survive in the event of a disaster, until rescuers can reach you. The Department of Homeland Security's Ready Campaign recommends that you include the following 11 items in your kit... Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=04fa890e792fd9a26e2d4827c0080f64700 Is your facility about to undergo repairs or remodeling? What would you do if one of the contractors from the company you hired was injured on the job? Many business owners would think, "Wow. Too bad for that construction company." Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=04fa890e792fd9a26e2d4827c0080f64700 If you're like most people, you own at least a handful of items that are extremely meaningful to you. Whether these objects hold financial or sentimental value, it's important to protect your cherished treasures. Personal Protection http://www.siteforless.com/newsletters/?QID=115&tokenID=9836cdd7837293219a3b1d48b498cddc700 In 2006, almost 1.2 million vehicles were reported stolen in the United States, according to the annual Hot Wheels study from the National Insurance Crime Bureau (NICB). The 1995 Honda Civic topped the most-stolen-vehicle list, followed by the 1991 Honda Accord. Personal Protection http://www.siteforless.com/newsletters/?QID=115&tokenID=9836cdd7837293219a3b1d48b498cddc700 The first rule of the road is to expect the unexpected. The second rule is to be ready for whatever happens-and that includes emergencies. The National Safety Council has compiled a list of safety tips to help you cope with road emergencies. Personal Protection http://www.siteforless.com/newsletters/?QID=115&tokenID=9836cdd7837293219a3b1d48b498cddc700 With the price of just about everything from gas to milk heading into the stratosphere, here's a piece of good news for consumers: According to the Insurance Information Institute, the average cost of term life insurance has dropped. Life & Employment http://www.siteforless.com/newsletters/?QID=132&tokenID=05e7880430a1211230ca0aa5756f18d6700 Many parents want to leave their children a large inheritance to help provide for them and their families, but such a bequest can be a double-edged sword. Along with all that accumulated wealth comes the problem of having to pay substantial estate taxes. Life & Employment http://www.siteforless.com/newsletters/?QID=132&tokenID=05e7880430a1211230ca0aa5756f18d6700 Most Americans think life insurance is important, but they prefer to do almost anything else than spend time figuring out how much insurance they need. Many would rather visit a Department of Motor Vehicles (DMV) office, have a root canal or baby-sit sextuplets, than determine their life insurance coverage needs, according to a survey from the Life and Health Insurance Foundation for Education (LIFE). Life & Employment http://www.siteforless.com/newsletters/?QID=132&tokenID=05e7880430a1211230ca0aa5756f18d6700 Smart companies protect their businesses and their employees from preventable on-the-job injuries by creating a safe workplace. Focusing on safety helps keep employees at work, lowers workers' compensation costs, helps prevent employee lawsuits and deters insurance fraud. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=6c04dc971b8f609d410244572e1f78fd700 According to the Bureau of Labor Statistics, the percentage of 65- to 74-year-olds in the workforce today is at its highest since 1970. Seniors' ranks will continue to grow as more retirees are expected to return to work in the coming years. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=6c04dc971b8f609d410244572e1f78fd700 Employees form bad habits when they continually perform their jobs in an unsafe way and don't get injured. They become convinced that because of their skills they are incapable of being hurt. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=6c04dc971b8f609d410244572e1f78fd700