Technology Insurance: Navigating the insurance marketplace for technology insurance can be a very difficult task.

This coverage is the most basic type of commercial insurance and is limited to liability claims of bodily injury or property damage. Coverage is provided for accidents on your premises or at your customer’s location. You and your employees are covered if, for example, you physically damage a client’s server. Some client contracts also refer to these policies as Comprehensive Commercial Liability. It is important to remember that these policies exclude errors and omissions claims related to the delivery of your professional services.

Typically offered as a general liability and property package policy, coverage is also provided for theft or destruction of your company’s computer hardware and software and other assets such as office furnishings and equipment up to a specified amount.

Professional Liability Coverage protects your business against loss from a claim of alleged negligent acts and errors or omissions in the performance of your professional services. This might include loss of client data, software or system failure, claims of non-performance or negligent oversell.

Workers’ Comp is required in most states for employees with one or more employees. It provides medical and disability coverage for on-the-job injuries or work related illness. It is important to partner with an insurance provider who can offer coverage in multiple states on a single policy.

This policy provides coverage when an employee steals money, equipment or other assets from you or one of your clients. First Party Fidelity covers your property and Third Party Fidelity applies to your client’s property.

Our protection includes both online and offline services and information as well as security breaches, mistakes and unauthorized employee acts including virus attacks, hacking, identity theft or private information loss and infringing or disparaging content. Also includes theft of trade secrets and proprietary or confidential information