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Umbrella

Are you adequately covered if you were sued?

Do you have assets beyond your current Auto and Homeowners liability limits? Does your property have high-risk features, such as a swimming pool or dogs?

Cover your Liability Exposures

A Personal Umbrella Policy (PUP) provides an “umbrella” of protection for catastrophic liability losses. Usually coverage is for at least $1,000,000. If you were in a car accident and severely injure someone, or a flash fire sweeps through your condominium and spreads to other units, resulting in several lawsuits against you, even if the court decides in your favor the defense costs alone can be staggering. By not having a PUP you might be risking everything: your car, home, the lifestyle you and your family enjoy, even your future income.

Carefree Living

A Personal Umbrella policy covers not just you, but all members of your household -at home or while traveling. The good news is that, considering the extra security and protection it provides, a PUP is surprisingly inexpensive. Average cost is about $200 a year.

You can mount a powerful defense against a financially devastating lawsuit. Click here to let our knowledgeable agents customize a plan to meet your individual needs.

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